Please read these terms carefully before using capitensya.com.
These Terms of Service ("Terms") govern your access to and use of the Capitensya website located at capitensya.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
Capitensya is an educational platform providing informational content about dividend investing, portfolio construction, and financial analysis methodologies. We do not offer paid services, financial advice, investment management, brokerage services, or any regulated financial products.
All content published on capitensya.com is provided strictly for informational and educational purposes only. Nothing on this Site constitutes:
You should consult a qualified and licensed financial adviser, tax professional, or legal counsel before making any financial decision. Investment in financial markets involves risk, including the possible loss of principal.
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict or inhibit their use of the Site. Prohibited conduct includes:
All content on the Site — including text, graphics, logos, icons, images, and data compilations — is the property of Capitensya or its content providers and is protected by applicable intellectual property laws. You may view, print, and download content for personal, non-commercial use only. Any other use requires our prior written consent.
The Site and all content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:
To the fullest extent permitted by applicable law, Capitensya and its team members shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of, or inability to use, the Site or its content. This includes, without limitation, any investment losses, financial decisions, or reliance on information provided on the Site.
The Site may contain links to external websites for informational purposes. These links do not constitute endorsement of those sites or their content. We have no control over, and accept no responsibility for, the content or practices of any linked website.
Capitensya is not a registered investment adviser, broker-dealer, or financial institution. We are not regulated by any financial authority. All content is educational only and does not create any fiduciary relationship between Capitensya and site visitors.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of such changes.
These Terms shall be governed by and construed in accordance with applicable law. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in the relevant jurisdiction.
For questions about these Terms, please contact us at info@capitensya.com.
